Overestimate your cover and you could end up paying more than you need to. Get your sums wrong and you risk not having enough money to rebuild your home or replace your things if disaster struck. Working out how much home insurance you need is crucial. But when you consider your home is probably your biggest asset and contains almost all of your worldly possessions, taking out home insurance to protect it against minor mishaps and major calamities suddenly sounds less tedious. Home insurance certainly isn't the most exciting thing on anyone's to-do list. Buildings and contents insurance – how much is enough? Not sure how much home insurance you need? Here we explain how to work out what to include in both buildings insurance and contents insurance.
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